Solutions · For acquirers
Run your sales partner channel on the payment data
Independent sales organisations, sub-ISOs and field agents board a large share of Southeast Asia's merchants — yet the channel often runs on spreadsheets, email and a text field on the merchant record. Clariti gives acquirers one platform for the whole channel: who sells, what they quote, how merchants go live, what partners earn, and how every book of merchants keeps growing.
Interactive · illustrative data · read-only · best viewed on desktop.
What you’re looking at
01
One platform, three seats
Switch who is signed in — a sales rep, a master ISO or the acquirer’s head of channel. Each sees only their own scope: a rep never sees the buy rate or another rep’s book; the acquirer sees the whole channel, retained margin included.
02
The channel lifecycle, module by module
Merchant portfolio, onboarding and activation, portfolio servicing, merchant growth, and reporting and governance — from application and MID creation through repricing and growth levers to an audit trail behind every number.
03
Hierarchy and residuals, traced
Open the channel hierarchy to see contracts, pricing authority and revenue share inherit from master ISO to rep, open any merchant for its 360 view, or ask Clariti about the book, the residuals and the clawbacks behind them.
Illustrative acquirer, sales partners, merchants and figures. The demo is read-only.
Commission & residuals
Residuals partners can reconcile — and trust
Commission is where a channel is won or lost. Clariti computes it from settled transaction data rather than a monthly spreadsheet, so every figure on a partner's statement traces back to the merchant, the transactions and the rule that produced it.
Rules that match your contracts
Buy-rate to sell-rate spread, basis-point or per-transaction splits, tiered volume bands, minimum guarantees and multi-level splits down the hierarchy.
Statements and payout files
A periodic statement per partner showing merchant-level earnings, adjustments and net payable — plus the payment file for accounts payable.
Clawbacks handled automatically
Commission adjusts when a merchant closes inside the clawback window, defaults or generates chargeback losses — no manual reversals months later.
Incentives that steer the mix
Activation bonuses, quarterly accelerators and product or scheme promotions layered over base commission, with an audit trail and a dispute workflow on every payout.
Portfolio growth
Grow the book, not just the headcount
Signing a merchant is the start of the value, not the end of it. Clariti reads every partner's book from the payment data and routes the signal to the partner who owns the merchant — while there is still time to act.
Activation follow-through
Flags merchants boarded but never transacting, active then dormant, or running well below the volume assumed at underwriting.
Attrition early warning
Spots declining volume, inactive terminals and settlement patterns that suggest a merchant is processing elsewhere — before the book churns.
Decline & conversion recovery
Declines broken down by reason code, issuer, scheme and channel, with remediation prompts — volume recovered with no new merchant and no price concession.
Profitability & repricing
Merchant revenue decomposed into interchange, scheme fees and net margin, so repricing requests are approved with the margin impact in view.
Benchmarks, targets & share of wallet
Merchants compared with peers of similar category, size and location, per-merchant volume targets, and declared turnover set against processed volume.
Cross-sell & campaigns
Next-best-product prompts — another terminal, QR or eCommerce acceptance, instalments — and campaigns measured against a baseline for incremental volume.
The foundation
Everything the channel runs on
Structure & access
- Master ISO, sub-ISO, team and rep as first-class entities
- Partner onboarding, accreditation and e-signed contracts
- Territories, books of business and split credit
- Role-scoped visibility — partners see only their own book
Sell
- Lead capture with de-duplication against the existing book
- Staged pipeline with volume and revenue forecasting
- MDR quote builder held above the buy rate
- Field app with offline capture, document scan and OCR pre-fill
Board & service
- Digital applications with live underwriting status
- MID and terminal provisioning via your host and TMS
- Onboarding SLA clocks and exception queues
- Merchant 360, case management and controlled repricing
Portal & governance
- Self-service partner portal — applications, book, statements, cases
- Channel performance reporting and league tables
- Immutable audit trail on pricing, hierarchy and payouts
- Open APIs and webhooks to your CRM, TMS and BI stack
Built for Southeast Asia
Made for how the region sells
Field first
Merchant acquisition here is door to door. The field app works offline, scans documents and geo-stamps visits, so partners never need a desk.
One record for acquirer and partner
Both sides read the same statement, the same book and the same audit trail — so commission conversations start from shared facts.
Data kept in its lane
Visibility is scoped by role across every level of the hierarchy. Acquirer platform data is kept separate from Clariti's merchant platform and never used across the two.
How it starts
01
Map the channel
Hierarchy, commission contracts and data sources captured — partners, merchants and settled transactions in one model.
02
Run one commission cycle in parallel
A full residual cycle computed alongside today's payouts, with every difference traced to the merchant and rule behind it.
03
Switch on the channel
Partner portal, statements and growth alerts rolled out — with onboarding and field workflows added at your pace.
Host, terminal-management and CRM integrations are scoped per engagement. Figures shown are illustrative.
Accepting payments rather than processing them? See Clariti for merchants →
Start with one commission cycle
Run the discovery to map your channel and reconcile a cycle of partner payouts against the transactions behind them.