Clariti at every moment — not just after month-end close
A unified foundation for payment operations: one structured system of record sitting between your payment stack and your ERP, with deterministic workflows built into the core. Every transaction, fee, settlement and dispute is captured, explained and auditable — continuously, rather than reconstructed once the month is over.
The challenge
Reporting isn’t what’s missing. The foundation underneath it is.
Most payment teams have dashboards. What they don’t have is a record they can stand behind:
Fragmented by default
Every gateway, rail, outlet and entity reports in its own shape and on its own timetable. Cards, NETS, PayNow, wallets and marketplace payouts never meet in a single model.
Reconstructed, not recorded
The truth about a month gets assembled at close from exports and spreadsheets — and the working is thrown away, so the next question starts the rebuild again.
Nothing for AI to stand on
Agents inherit whatever sits underneath them. Without deterministic rules and traceable lineage, an answer can’t be audited — and won’t be trusted where the numbers matter.
We bring clarity into your payment operations.
The foundation
A system of record for payment data
Clariti sits between the payment stack and the ERP. Everything that happens to a payment is captured as a structured record, checked by deterministic rules, and kept ready to answer for — at any point in the month.
Your payment stack
Clariti · system of record
01
Unified data layer
One model across every gateway, channel, outlet and entity — cards, NETS, PayNow, wallets and marketplace payouts, normalised on ingestion rather than mapped in a project.
02
Structured records
Every transaction, fee, settlement, adjustment and dispute stored as an explained record with full lineage back to its source — not a report generated on request.
03
Deterministic core
Matching, fee validation and exception handling are rules: traceable, repeatable, the same every time. Agents work on top of that core — they investigate and explain, they don’t invent the answer.
04
Continuous, not periodic
Reconciliation, fee auditing and monitoring run as the data arrives, so problems surface the day they happen — inside dispute and chargeback windows, not six weeks later.
Your ERP & general ledger
The product
Agents that act, not tools that report
Named agents own outcomes — reconciliation, fee auditing, disputes, compliance, orchestration. Each works on top of the deterministic core, takes a workflow that runs on a weekly or monthly cycle today, and hands back completed work with the evidence behind it.
Transaction fees
Audits every scheme and network fee, line by line, transaction by transaction.
Scheme invoice
OCT 2026 · 4,812 LINES
CLASSIFIED · 3 BUCKETS
Recovery filed
WITH ACQUIRER
Transaction fee agent
LINE-BY-LINE AUDIT
The outcome
Observability across your entire payment stack
In high GMV environments, basis points translate to significant financial impact. The opacity of traditional payment data limits visibility into both cash positions and the true cost of acceptance, hindering accurate forecasting.
A system of record solves this: one unified, transparent view across every payment channel and provider, standing continuously rather than being rebuilt each cycle. The result is reliable cash forecasting, proactive margin protection, and fully auditable cost structures.
Accelerated and scalable financial operations
Increases the speed and capacity of the finance department through continuous automation.
- Faster time-to-value: reduces cycle time down to days by replacing manual, batch-based reconciliation with always-on matching.
- Scale business volume without scaling man-hours.
Make decisions with confidence
Turns financial data from error-prone and debated into a highly reliable asset.
- Trusted single source of truth: deterministic, rules-driven results with lineage back to the source, so the financial numbers are trusted rather than argued over.
- Early detection: revenue and cost leakages that were previously invisible are caught early, protecting the company's bottom line.
- Stress-free compliance: eliminates audit fire-drills by ensuring data is always traceable to the source.
Find the optimisations
Fees, downgrades and approvals are continuously measured against what they should be — surfacing routing, data and commercial fixes, with recoverable leakage as one of the findings.
How it works
Payment operations clarified for ambitious brands and modern platforms
Every agent reads and writes the same structured record, so what one finds, the others use: a downgrade the fee agent traces becomes a monitoring baseline, a dispute outcome feeds the fraud calibration, and an exception the team clears sharpens the matching rules for the next cycle.
- 01
Data lands
Settlement files, scheme invoices, gateway and bank feeds and order records — taken in as they arrive, not gathered at close.
- 02
Structured
Every source normalised into one model, and every fee classified into transaction, behavioural or optional — before any diagnosis runs.
- 03
Checked
Deterministic matching, fee recomputation and exception rules run continuously — the same way every time, with lineage back to the source line.
- 04
Acted on
Agents investigate what breaks, explain it in plain language and close it — filings, fixes and negotiations, with human sign-off and an audit trail.
We also plug into the financial systems where the work actually happens. Connect over API, upload a CSV, or start inside the tools you already use.
Trust & security
Your data, handled like the asset it is
Deterministic core
Rules produce the numbers; agents explain them.
PCI DSS-aligned · PDPA
Careful, compliant data handling.
Human sign-off
Before any negotiation or action.
Lineage & audit trail
Every number traces to its source record.
Why Clariti Financial
A combination of unique capabilities
The rare mix of industry insiders and agentic systems that compresses payment work from weeks to days.
01
Industry specialists
Partnered with top acquirers, merchant-facing platforms and payment processors. Decades inside payment schemes and financial institutions.
02
SEA + global
Global payments experience applied to Southeast Asia's reality — cross-border corridors, local wallets and QR rails, market-by-market acquirer dynamics.
03
AI-native by design
Agents run continuously on a structured record with a deterministic core — deep command of payments P&L, encoded once and monitored always, so the answer is ready, explained and auditable before anyone has to go and build it.
Close the month in hours
Month-end shouldn't be a backlog saved up for the last week of it. Agents reconcile, recompute fees and clear exceptions continuously, so the close becomes a review rather than a rebuild — hours of sign-off instead of days of chasing, with every number traced back to the transaction behind it. Run the discovery to see which parts of your close compress first.